CAR ACCIDENT INVOLVING UNINSURED & UNDERINSURED MOTORISTS
Our Kansas City / Missouri Car Accident Lawyers Offer Dedicated Help
In Missouri and Kansas, the law requires every vehicle to be covered by liability auto insurance. Nevertheless, there are drivers who ignore this obligation and drive without insurance. Other drivers may have insurance but it is insufficient to cover the costs of the accident you were injured in — current medical costs, future medical costs, time lost from work, pain and suffering, permanent injuries, and other expenses.
If you were injured by the negligence of an uninsured or underinsured driver, you aren’t out of options. At Adler & Manson, our highly experienced Kansas City car accident lawyers can work to identify other liable parties and can aggressively pursue the money you deserve. We won’t charge you a dime until, and unless, we are able to get compensation on your behalf.
We Can Help You Identify Liable Parties
With the help of personal injury lawyers Jim Adler and Bill Manson, you may still be able to obtain compensation. Their experience and knowledge of the law give you an advantage as you look for other policies, other insurers and other “deep pockets” that you can turn to. We will get the answers to questions including:
- Did any other company insure the vehicle?
- Was the vehicle registered to someone other than the driver?
- Does the responsible party have other assets that could be targeted?
- Was the driver working as an employee or agent for someone else (a third party) with greater resources?
Solutions for Uninsured Motorist & Underinsured Drivers
If the at-fault driver was uninsured, you can be paid by your own insurance company under your underinsured motorist (UM) provision, up to the limits of your UM coverage. This is very commonly done. Your UM coverage is also available if the other driver fled the scene and is unknown, as an unidentified driver is considered an uninsured driver.
If the at-fault driver was underinsured, with minimum liability coverage of $25,000, the other driver’s policy will pay the $25,000 and your insurance policy will pay an additional sum up to the limits of your underinsured motorist (UIM) coverage.
This is the way the system is supposed to work, but insurance companies are in business to make money and can be quite reluctant to pay claims, or to pay them at the proper level. That’s why you need an attorney who has sought and obtained compensation in complex policy situations dealing with multiple insurers.
Serving Injury Victims Throughout Kansas City
Our Kansas City car accident lawyers have dedicated their practice to the rights and interests of injury victims. We understand how difficult the time following a major accident can be, and that is why we work tirelessly to help our clients get the compensation they need to cover medical expenses, rehabilitation costs, and more. Don’t settle for less than you deserve – call our firm today to pursue maximum compensation.